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Make It Easier to Buy Motorcycle Insurance By Doing This

Have a new or used motorbike delivered to your home by us here at Ace Services Bristol and it’s a good idea to shop around for insurance to save yourself a stash of cash. There are deals out there if you are prepared to do a little research and it’ll save time and hassle if you have specific details about the following handy, whether you call insurance brokers for a quotes or use online comparison sites.

Background information
Insurers will need to know the date you passed your bike test so make sure you have this detail handy. They’ll also want to know if you have any proof of no claims discounts which can lower the cost of bike insurance, plus they’ll also inquire if your licence is clean, you have any convictions, or you have any points pending that haven’t been put on the licence yet. 

Type of cover
Do you want to pay for third party, fire and theft or can you pay a little extra for fully comprehensive insurance? The cost of bike insurance can vary greatly depending on the level of cover that you want. Decide this and the insurers will also want to know:

·         When do you want the cover to start?
·         Are you prepared to pay an excess?
·         Do you want to protect your no claims discount?
·         Will you need legal cover?
·         Would you like your helmet, boots and rider clothing insured?
·         Will you be taking the bike abroad? 
·         Is this your main mode of transport?

Details about you
Be prepared to provide details of your age, home address and occupation when asked. The insurance company will ask you the amount of mileage you are likely to cover over the next year and they will also ask you if you use the bike just for pleasure purposes or whether you use it to commute to work. As well as this, you will be asked where the motorcycle is stored at night and whether you garage it or not.  

A bit about your bike   
It’s not just you the insurers will want to know about. They will also ask you specific questions about your motorbike such as the make, model and registration, plus the estimated value of the machine. You will have to declare if you have made any modifications to the bike such as engine tweaks, a sports exhaust or a custom paint job that could make the bike more appealing to thieves. Plus you will also be asked if there is any security fitted to the motorbike. Fit an insurance approved security system and this can lower the cost of your policy. 

It’s important to have bike insurance in place before you take delivery of a new or used motorbike. Don’t worry about the safety of your bike if you arrange for us to collect it and deliver it for you here at Ace Services Bristol. As the leading bike transportation service in Bristol, we always treat our customers’ motorbikes with the greatest care and look after them during their travels.

Call for a FREE motorbike delivery quote by calling us on 07742940422.  

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Is motorcycle insurance more expensive than car insurance? Yes, it generally is, for the simple reason that it's much riskier to drive a motorcycle. The vehicle may cost less than a traditional car but that has almost no bearing on the likelihood on an accident, which is much greater in the case of a motorcycle.
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